unusual delay in disbrusal of housing loan by LIC Housing Finance ltd ,Ghaziabad UP

Posted on December 3, 2011. Comments(2)     Status: Resolved Non-Anonymous RTI's

I was sanctioned a housing loan of Rs 34 lacs by LIC Housing Finance Ltd ,Ghaziabad office 4 months ago vide sanction letter /file no 3103000573 in the joint name of Sanjay Vardhan and Usha Kandari. But the cheque is not given for disbrusal .I have remined them about the cheque several time through persnal visit/telephonically.Everytime they say that the cheque would be given to you in 3-4  days  but that day never comes .They give excuse that they have lot of work.but the work of  builders who pay bribe is done promptly.I have sent feedback to their HO also but they also donot respond to emails. I am not sure whether LIC HOusing Comes under RTI. Pl draft a suitable RTI  in my case .You can use my name also if you desire so.                                                                                                            Sanjay Vardhan    email  -sanjay15862@yahoo.co.uk

2 Responses to unusual delay in disbrusal of housing loan by LIC Housing Finance ltd ,Ghaziabad UP

  1. Vinita Deshmukh - RTI Anonymous Team Member says:
    December 5, 2011 at 8:25 AM

    Yes LIC does come under the RTI Act. Since it is not an anonymous RTI application, i request you to check out the RTI application format in our `printed RTIs’ section, find out the name and address of the PIO and send it here for any suggestions/correction of your draft.
    All you need to ask is:
    1. Please give status of the loan disbursal of so and so no.
    2. Names of officers in charge of disbursal of this loan
    3. As per rules, in how many days should I be getting such a loan
    4. Action, if any, against officers responsible for delay in loan disbursal
    tks

  2. Vinita Deshmukh - RTI Anonymous Team Member says:
    December 23, 2011 at 5:33 AM

    On Thu, Dec 22, 2011 at 8:40 PM, sanjay vardhan wrote:
    I applied to LIC CPIO Northern Zonal Office 12th floor ,Jeewanbharti Bld,124 Connaught Cirus New Delhi sending them my RTI application regarding my housing loan from LIC Housing Finance Ltd ,Ghaziabad UP They had replied in writing that LIC Housing doesnot come under RTI Act and sent back my DD Fee. Pl now suggest what to do. ——-Sanjay Vardhan email sanjay15862@yahoo.co.uk

    This is outrageous. Please immediately file the first appeal to the appellate authority and also file second appeal to the relevant information commissioner. This link shows that LIC is very much a public authority: http://www.licindia.in/pages/RTI_OFFICE_ORDER.pdf

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